CashHub for personal savings

• Easily compare a range of cash savings accounts with competitive rates of interest
• Choose from easy access, notice period and fixed term accounts
• Top up, move money to other savings accounts and withdrawal in a few simple steps
• See your cash savings alongside your Quilter investments
• All savings accounts are protected by the Financial Services Compensation Scheme
• Minimum initial deposit of £1,000 
• CashHub savings could help to reduce the cost of your investments and can be included in our Family Linking discount

The CashHub is intended as a home for your short-term savings, such as your emergency funds (recommended as 3 x your monthly income) or where you are saving for a specific goal or item that you can't take any investment risk on. You might have these savings elsewhere but they aren't working as hard for you as they could.

This is different to our other products, such as our ISA or Pension, which are intended for your long-term investments to support your retirement and other similar goals. 

You are not currently able to hold CashHub savings within our other products, such as our ISA or pension.

The CashHub could be suitable for you if:

• are a tax resident of the UK, aged 18 or over
• have uninvested cash savings
• do not have unused tax allowances in your Quilter products
• want the convenience of easily managing your cash savings alongside your Quilter investments
• want the convenience of being able to compare a range of cash savings products including easy access, notice period and fixed term
• are willing to save cash for a set period of time, without the ability to withdraw any cash during that period, when choosing a fixed term account
• are willing to wait the length of a notice period before withdrawing any cash (when choosing a notice period account)
• are happy to declare gross interest payments via your tax return, where required.