Drive down the cost of investment for your clients’ families

Did you know you could save more than 45% on charges for a Junior ISA?

With the new Consumer Duty regulations about to come into force, now more than ever, you need to know that the products and services you are recommending to customers offer them good value.

Choosing our platform’s family linking feature does just that. It is a multiple family member discount, which adds tangible value for your client and their family by driving down the cost of investment. Our case study shows you how.

In fact, this could be over 45% for grandchildren with a Junior ISA on our platform.

Download case study Download the client-facing brochure

Webinar: How to communicate with different generations

Dr Eliza Filby is a writer, speaker and consultant who specialises in ‘Generational Intelligence’. She helps companies understand generational shifts within politics, society and the workplace.

Watch our exclusive webinar in which she will share her in-depth knowledge on how society is evolving and how you can stay relevant and connect with the different generations of a family.

In just 1 hour, you will learn:

how different generations interact differently and
how you can better communicate with your clients, whatever their age.

Watch now

How Quilter provides tangible value across the generations

By managing an entire family’s wealth on our easy-to-use platform, the benefits add up for both you and your clients.

Value for clients

Value for you

Because the percentage charge each family member pays is based on the total value of the investments held by everyone who’s linked on Quilter’s platform, the charges are reduced for everyone.

So your client and their family members can invest for less.

Linked clients need to be with the same adviser firm. This encourages a family to all use your services, so you can extend your advice to more people and grow your client-base.

Plus you’ll be offering whole families a great deal.

Tell more more about family linking

With our tax-efficient regular income options (TRIO), your client’s pension fund can last longer.

Value for your clients

Value for you

TRIO allows your clients to take tax-free cash on a regular basis to provide a source of retirement income with no income tax liability.

Your clients could withdraw up to £18,440* per annum, before any income tax is payable.

It’s quick and efficient to set up income withdrawals online. And once it’s set up, that’s it - you don’t need to send us a form every time your client needs income.

You’ll save time and, whilst also demonstrating the value of your advice to your clients.

Discover the benefits of TRIO

*Calculated for the 2022/23 tax-year. Based on a personal allowance of £12,570 and claiming 10% of their spouse’s personal allowance. The withdrawals are made up of 25% pension commencement lump sum which is tax-free and the remainder falls within the personal allowances where applicable. Payments can be made monthly/quarterly/half yearly or yearly.

The cuts to capital gains tax allowances and dividend tax relief mean more and more advisers are turning to onshore bonds for their tax-sheltered advantages.

Value for your clients

Value for you

Our Collective Investment Bond (CIB) can be a powerful tool for inheritance tax planning, when combined with one of our trusts.

Part or all of the bond can be assigned to another individual. Plus they can take regular tax-efficient withdrawals if they need to.

Unlike other bonds, our CIB is fully integrated into our platform, so you’re in complete control, with the same pricing structure and complete visibility as your client’s other platform products.

You can save your clients tax and easily manage all their investments in one place to deliver even better value.

The opportunities of onshore bonds

Do you want further insight into how you can build relationships with your clients' families? Visit the home of the family office

Drive down the cost of investment for your clients’ families

Your details

Did you know you could save more than 45% on charges for a Junior ISA?

Webinar: How to communicate with different generations

How Quilter provides tangible value across the generations

1. Family linking

2. Tax-efficient Regular Income

3. A seamlessly integrated, on-platform bond

If you’d like to have a chat about how Quilter can help you support your clients, contact our enhanced Sales Support Team.

Registered office

Did you know you could save more than 45% on charges for a Junior ISA?

Webinar: How to communicate with different generations

How Quilter provides tangible value across the generations

1. Family linking

2. Tax-efficient Regular Income

3. A seamlessly integrated, on-platform bond

Supporting you to deliver good customer outcomes

If you’d like to have a chat about how Quilter can help you support your clients, contact our enhanced Sales Support Team.

Registered office