Most of us know we should be doing more with our money, but it can be hard to know where to begin. You’re not alone: nearly a quarter of people say they doubt their financial management skills, and only a small proportion hold a stocks and shares ISA at all. That uncertainty is normal - and entirely fixable.
A plan for your money is simply a clear sense of what you want your money to do for you, and how you’ll get there. Think of it as giving every pound a purpose. Without direction, money tends to stay put, earning little interest and being chipped away by inflation over time.
