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We’ve broken down the complex subject of chargeable events into, easy to digest, quick reference guides. These guides cover the need-to-know facts and provide examples of the method.

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This article outlines which pension lump sums can be taken during someone’s lifetime and how the tax‑free element is determined.

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As announced in the Autumn Budget 2024, the Government will introduce legislation to include the value of unused pension funds and pension death benefits within the member’s estate on their death.

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The income tax calculator calculates the income tax payable after available reliefs, for one or more chargeable event gains on a life or redemption policy. It can’t be used where the gain is assessable on trustees, or where a company owns the investment, because life and redemption contracts owned by a company are taxed under the ‘loan relationship’ rules.

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Calculate the maximum gross contribution your clients or their employer can contribute to their pension by 05/04/2026. The calculator takes into account any carry forward available and any taper to the Annual Allowance that applies (calculations for the 2025/26 Tapered Annual Allowance can be performed with this tool).

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This financial planning tool shows how much inheritance tax (IHT) someone will pay when they die based on the information you provide. It also allows you to model a series of lifetime gifts made by your client showing what IHT saving (if any) this has on their estate.

It can be used when advising long-term UK resident individuals only.

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