Xiaoyu Ding

Enjoy the feel-good factor of a financial spring clean

With the start of a new tax year, now is a great moment to take a little bit of time to get your finances in order and look ahead to the next 12 months and beyond.

I can help you take a fresh look at your finances and put a plan in place to help your money work hard for you over the next year. This can include ensuring that you’re maximising your new tax-free savings and gifting allowances.  

We can also consider any important updates to your circumstances, such as a pay rise or promotion, or changes to your family. 

Now is also a good time to review your longer-term goals and check in on your retirement savings. A cashflow model is an excellent way to do this as it can help to show how on track you are, if you need to make any adjustments, and the positive impact that even a few small changes made today can have on your finances over the long term. 

Click on the contact me today button at the top of my profile to discuss how I can help you.

Hi, I’m Xiaoyu - a Financial Adviser who believes that good financial planning should give you clarity, confidence, and peace of mind. With over five years of experience in the financial services sector, I have worked with individuals and families to help them make informed decisions and build long-term financial security.

My career began in banking, where I developed a strong foundation in insurance and retail financial products while working as a Customer Account Manager. I later moved into the UK insurance and wealth sector, advising clients on protection planning and supporting them in understanding their financial needs and priorities. These experiences have given me a solid understanding of how to build long-term client relationships and provide advice tailored to each person’s circumstances and goals.

I hold the CISI Investment Advice Diploma (IAD), demonstrating my commitment to maintaining high professional standards and providing advice that clients can rely on. My approach is straightforward — I take the time to listen, understand what matters most to you, and create a financial plan designed to support your goals both now and in the future.

As a bilingual adviser (Mandarin & English), I enjoy working with both UK-based and international clients, helping them navigate financial planning with confidence, particularly when dealing with complex personal or family situations.

Outside of work, I enjoy playing badminton, camping, and hiking. I like spending time outdoors and staying active, which helps me keep a balanced and positive approach both in life and in my work.

If you would like advice from a Financial Adviser who values clear communication, long-term relationships, and personalised planning, I would be pleased to help.

I aim to provide practical, straightforward guidance to help you feel confident about your financial future.