Tom Mills

If it’s time for financial advice, I can help you

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. April 2026.

With over 20 years of experience in the financial services industry, I have developed deep expertise across pensions, investments, succession planning, and tax mitigation. I support clients at every stage of their wealth journey — whether they are accumulating and growing assets, transitioning into retirement, generating sustainable income, or planning for the efficient transfer of wealth to the next generation.

My primary focus has always been delivering exceptional, client-centred outcomes. I take the time to fully understand each individual’s goals, circumstances, and priorities before crafting bespoke strategies. This might include optimising pension arrangements, building diversified investment portfolios, implementing effective succession plans, or employing legitimate tax mitigation opportunities to maximise what clients keep and pass on.

I firmly believe that successful financial planning is built on trust and long-term relationships. By maintaining close, ongoing dialogue with clients, I ensure my advice remains relevant as their lives and objectives evolve. This collaborative, tailored approach consistently helps clients feel confident and in control, enabling them to make informed decisions that align with their values and aspirations.

Outside of work, I’m a proud father to two wonderful daughters. Family is at the heart of everything I do, which is why I’m particularly passionate about helping clients create strong financial legacies for their own loved ones. When I’m not spending time with my family, you’ll usually find me on the golf course or exploring the peaceful Chiltern Hills countryside with my dog.