Financial Planning Consultant DipPFS in Buckinghamshire
With over 20 years’ experience in financial services, I specialise in pensions, investments, succession planning, and tax mitigation. I guide clients through every stage of their wealth journey, delivering tailored strategies focused on income generation, tax efficiency, and generational wealth transfer.
My client-centred approach is built on long-term relationships and a deep understanding of individual circumstances. This ensures bespoke advice that helps clients make confident decisions and achieve the best possible outcomes.
When people think about financial advice, they often think about investments. But financial advice can support a much wider range of decisions, helping you plan confidently for the future and make the most of the opportunities available to you.
New research commissioned by Quilter and conducted by Boring Money found that many people understand how advisers like me can help with investments, but are less aware of the wider support available through professional financial planning.
As an adviser, I may be able to help with:
Financial decisions can feel complex at times, particularly as circumstances, legislation, and markets change.
If we work together, I can help you:
If this sounds good to you, please get in touch.
Tax Planning, Estate Planning & Legacy Planning are not regulated by The Financial Conduct Authority.
Approver Quilter Financial Limited and Quilter Financial Services Limited. August 2026
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Buckinghamshire
HP19
United Kingdom
Tom is located in Buckinghamshire and offers expert financial advice to suit your needs.
With over 20 years of experience in the financial services industry, I have developed deep expertise across pensions, investments, succession planning, and tax mitigation. I support clients at every stage of their wealth journey — whether they are accumulating and growing assets, transitioning into retirement, generating sustainable income, or planning for the efficient transfer of wealth to the next generation.
My primary focus has always been delivering exceptional, client-centred outcomes. I take the time to fully understand each individual’s goals, circumstances, and priorities before crafting bespoke strategies. This might include optimising pension arrangements, building diversified investment portfolios, implementing effective succession plans, or employing legitimate tax mitigation opportunities to maximise what clients keep and pass on.
I firmly believe that successful financial planning is built on trust and long-term relationships. By maintaining close, ongoing dialogue with clients, I ensure my advice remains relevant as their lives and objectives evolve. This collaborative, tailored approach consistently helps clients feel confident and in control, enabling them to make informed decisions that align with their values and aspirations.
Outside of work, I’m a proud father to two wonderful daughters. Family is at the heart of everything I do, which is why I’m particularly passionate about helping clients create strong financial legacies for their own loved ones. When I’m not spending time with my family, you’ll usually find me on the golf course or exploring the peaceful Chiltern Hills countryside with my dog.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
