Tiffany Field

Could you be more financially savvy this tax year?

March, and spring more generally, is often a time for fresh starts. And now your tax allowances are getting one too. The new tax year begins on 6 April, giving you time to plan how you’ll use all those new allowances to your advantage.

Take your ISA allowance. It can be tempting to leave it until the last minute to use it up. But, if you’re able to pay into it at the beginning of the year, you’re potentially getting a whole extra 12 months of time for your savings to grow.

A review right at the start of the tax year, or just before it, can also help us spot if there are any tax incentives you could use throughout the year.

You might be surprised just how many people don’t do this - and miss out on money that’s rightfully theirs. These tax incentives can be things like increasing your pension contributions or charitable giving to help offset your income tax.

I can also draw up a cashflow model to bring this to life. The model allows us to explore and compare different strategies and scenarios, so you can see the difference it will make to your long-term finances and goals.

If you want to find out more about the savvy financial strategies I could help you with this tax year, feel free to get in touch.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.

Tax Planning is not regulated by the Financial Conduct Authority.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. November 2025.

With a Diploma in Regulated Financial Planning (CII) and a background in marketing and internal communications, I draw on skills in listening and explaining complex matters clearly — qualities that guide how I work with clients today. I provide holistic financial planning across retirement, investments, protecting what matters, planning for family and future generations, and long-term cashflow modelling.

I understand life can be unpredictable, and finances can feel overwhelming, especially during periods of change. I am trained in professional approaches that help clients who may need extra guidance or reassurance, and I bring this awareness to every interaction.
I stay fully engaged with industry developments and legislative changes, ensuring advice is current, accurate, and tailored to each client’s circumstances. Building long-term relationships is at the heart of my approach, taking the time to understand your goals and aspirations so I can provide personalised solutions.

I live in southeast London with my husband and our two children. Outside of work, I enjoy spending time with family and friends, exploring new places, staying active with yoga and Pilates. I’m also setting my sights on becoming confident on the golf course this year!

For me, financial planning is about the people behind the decisions. I focus on understanding your individual circumstances and helping you make choices with clarity, building strategies that provide confidence today and security for the future.
I take a practical, transparent approach, always recommending solutions I would trust for my own family. Every plan is designed around your individual circumstances, helping you feel confident and in control of your financial journey.