Tiffany Field

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

With a Diploma in Regulated Financial Planning (CII) and a background in marketing and internal communications, I draw on skills in listening and explaining complex matters clearly — qualities that guide how I work with clients today. I provide holistic financial planning across retirement, investments, protecting what matters, planning for family and future generations, and long-term cashflow modelling.

I understand life can be unpredictable, and finances can feel overwhelming, especially during periods of change. I am trained in professional approaches that help clients who may need extra guidance or reassurance, and I bring this awareness to every interaction.
I stay fully engaged with industry developments and legislative changes, ensuring advice is current, accurate, and tailored to each client’s circumstances. Building long-term relationships is at the heart of my approach, taking the time to understand your goals and aspirations so I can provide personalised solutions.

I live in southeast London with my husband and our two children. Outside of work, I enjoy spending time with family and friends, exploring new places, staying active with yoga and Pilates. I’m also setting my sights on becoming confident on the golf course this year!

For me, financial planning is about the people behind the decisions. I focus on understanding your individual circumstances and helping you make choices with clarity, building strategies that provide confidence today and security for the future.
I take a practical, transparent approach, always recommending solutions I would trust for my own family. Every plan is designed around your individual circumstances, helping you feel confident and in control of your financial journey.