Sue Howlett

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I’ve spent years helping business owners with their financial and operational goals, so it felt natural to expand into personal financial planning too. My focus is on building trusting, long-term relationships, always aiming for the best outcomes for you.

Through holistic planning I take a look at all aspects of your finances and the effect that will have on your life, not just for now but in the future. Being prepared is key to achieving your hope and dreams, and then protecting it for life's unexpected challenges.

I call a lovely smallholding in South Wales home, where I live with my husband, our sheep, horse, chickens, and a very lively border collie. Originally from Surrey, where I still have family and friends, I’m happy to work with clients in different areas, including South Wales, Herefordshire and Surrey.