Skecia Petrie

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I advise individuals, couples, families, friends, freelancers, entrepreneurs and business owners across all areas of financial planning. This includes, but is not limited to personal and business protection, regular and lump sum investments, pensions and retirement planning.

Example reasons to get in touch:

• Safeguarding assets and liabilities, leaving a legacy for loved ones, wanting to redirect any expenditure
• Change in your circumstances e.g. employment status, new addition to your family, change in relationship or marital status, family health history, loss of a loved one
• Review your savings, investments, pensions, protection plans and insurances
• Inheritance, windfall, saving for a deposit, building wealth for your future
• Financial health check to review where you are and where you want to be, making plans to achieve your short, medium and long-term goals

What to expect from me:

If you're reaching out about something specific, it usually has an impact on other aspects of your finances. It’s always helpful for us to have a wider conversation to understand your previous experiences, motivations and concerns. Wherever you are in your life stage, financial planning can be transformative for you and your loved ones. It can provide financial security by having the right amount of money, in the right hands, at the right time.

I bring a wealth of experience from the charity sector, higher education and financial services where I began advising in 2001. I have developed long-term relationships with a diverse range of clients and colleagues, through shared experiences, inclusive practices and effective communication.

Outside of work, I love spending time with family and friends, serving in my church and local community, live performances/events and staying active.

I am available for remote meetings across the UK, and in-person depending on location. I look forward to connecting with you soon.