Skecia Petrie

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

I advise individuals, couples, families, friends, freelancers, entrepreneurs and business owners across all areas of financial planning. This includes, but is not limited to personal and business protection, regular and lump sum investments, pensions and retirement planning.

Example reasons to get in touch:

• Safeguarding assets and liabilities, leaving a legacy for loved ones, wanting to redirect any expenditure
• Change in your circumstances e.g. employment status, new addition to your family, change in relationship or marital status, family health history, loss of a loved one
• Review your savings, investments, pensions, protection plans and insurances
• Inheritance, windfall, saving for a deposit, building wealth for your future
• Financial health check to review where you are and where you want to be, making plans to achieve your short, medium and long-term goals

What to expect from me:

If you're reaching out about something specific, it usually has an impact on other aspects of your finances. It’s always helpful for us to have a wider conversation to understand your previous experiences, motivations and concerns. Wherever you are in your life stage, financial planning can be transformative for you and your loved ones. It can provide financial security by having the right amount of money, in the right hands, at the right time.

I bring a wealth of experience from the charity sector, higher education and financial services where I began advising in 2001. I have developed long-term relationships with a diverse range of clients and colleagues, through shared experiences, inclusive practices and effective communication.

Outside of work, I love spending time with family and friends, serving in my church and local community, live performances/events and staying active.

I am available for remote meetings across the UK, and in-person depending on location. I look forward to connecting with you soon.