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Ryan Perkins

Financial Planning Consultant DipFA, CeMAP, MLIBF in Romsey

A little bit about Ryan

Ryan started his career in financial services in 2005 and has worked for some of the largest product providers in the United Kingdom and International markets. Ryan now assists clients in planning for their financial future and aims to develop long-lasting relationships that span generations. 

Ryan has always dealt with the end client in his various roles and is acutely aware of what clients need and the value a financial planner can add over the long term. Ryan enjoys getting to know clients and listening to their stories to gain an understanding of their needs and objectives. He often finds that clients reach out thinking there is a need for advice in a particular area only to find that the situation is not quite as they thought. As an example, a client got in touch for advice on how best to finance home improvements without realising that they had a large potential inheritance tax liability to mitigate and could benefit from some pension advice. Another hadn’t fully appreciated the risks of holding large amounts of cash with a single institution and he reorganised her finances in a way that protects her and her family and has allowed her to ensure her wealth is passed on to her beneficiaries in the best possible way. As they say, ‘a problem shared is a problem halved’. 

Ryan is a member of the London Institute in Banking Finance and is a Certified Professional in Financial Advice holding the Diploma in Financial Advice. More information can be found here.

Outside of work, Ryan enjoys time with his family and friends and spending time outdoors. Ryan is a passionate motorcyclist and is hoping to improve on his golf handicap too.

Please get in touch for a no obligation review of your financial plans where the initial meeting is provided at Ryan’s expense. 

Start the conversation

Speak to me if you want to access potentially better interest rates for your cash savings and enjoy an extra financial boost.
Contact me today

Graphic of people stood in front of phones showing the CashHub

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts(1), receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit(2). So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

1 Building Societies Association Sept 2024
2 The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.