Robert Lever

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

My career in financial services spans more than 25 years, covering many roles including personal and private banking, mortgage advice and as a Senior Bank Manager. This breadth of experience allows me to provide clear, practical advice tailored to each client’s unique circumstances and goals. Whether you’re looking to grow your wealth tax efficiently, protect yourself and your family, plan for retirement, or looking at tax-efficient ways to pass your estate to the next generation, I am here to support you every step of the way.

Alongside my financial background I’ve managed my own small business for several years so understand the particular challenges and opportunities that being a business owner can create.

I live in a beautiful part of North Cornwall by the coast with my partner and two very naughty dogs. In our spare time we love getting out to enjoy the scenery and explore new places.