Financial Planning Consultant DipPFS in Swansea
I chose financial planning because it combines my love of numbers and problem-solving with something I’ve always enjoyed: helping people understand things that initially seem complicated or daunting.
My five years as a scuba-diving instructor taught me how important it is to communicate clearly, build trust and help people feel comfortable in unfamiliar situations. I bring that approach to financial planning, making sure you understand your options and are in control of the decisions that help make the life you want possible.
When people think about financial advice, they often think about investments. But financial advice can support a much wider range of decisions, helping you plan confidently for the future and make the most of the opportunities available to you.
New research commissioned by Quilter and conducted by Boring Money found that many people understand how advisers like me can help with investments, but are less aware of the wider support available through professional financial planning.
As an adviser, I may be able to help with:
Financial decisions can feel complex at times, particularly as circumstances, legislation, and markets change.
If we work together, I can help you:
If this sounds good to you, please get in touch.
Tax Planning, Estate Planning & Legacy Planning are not regulated by The Financial Conduct Authority.
Approver Quilter Financial Limited and Quilter Financial Services Limited. August 2026
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Swansea
Wales
United Kingdom
Rachel is located in Swansea and offers expert financial advice to suit your needs.
For me, good financial planning starts with understanding what is important to you. I want to know what you’re working towards, what you want your money to achieve and what matters most in your life. From there, I can help you build a financial plan around your priorities, whether you’re looking to protect what you have, invest for the future, plan for retirement or make the most of tax-efficient opportunities.
I want you to understand your financial plan rather than simply be told what to do. I’ll take the time to explain things clearly and answer all your questions. My aim is for you to feel informed and confident about how your finances can support the life you want, both now and in the future.
Before becoming a financial planner, I spent five years teaching scuba diving, from complete beginners through to those working towards advanced qualifications. Diving taught me how important it is to build trust, communicate clearly and help people feel safe when faced with something new. One of the most rewarding parts of teaching was seeing someone overcome their nerves, have that light-bulb moment and realise they were capable of more than they thought.
I later moved into management, where I developed further experience in coaching, training, problem-solving and supporting people. I still draw on those skills when working with people today; taking the time to listen, understand and find practical ways to help.
Outside of financial planning, I’m adventurous and active, and I’m always looking for something new to try. I still dive for fun and it remains one of my biggest passions. I also enjoy the gym, hiking, bouldering and, more recently, roller derby. I love pushing myself outside my comfort zone and approaching life with curiosity and a sense of adventure.
I’m based in Swansea and love having the coast and countryside so close by.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 24 October 2026.
