Paul Vickers

How can you boost your pension pot?

In the UK, there’s an estimated £26.6bn¹ in lost or forgotten pensions. That means the average UK worker is missing as much as £28k² from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.

As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.

If that sounds good to you, please get in touch.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.

¹Source: https://www.ftadviser.com/pensions/2023/10/26/one-in-20-savers-could-be-missing-out-on-lost-pensions/

² Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions

I’m Paul Vickers, a financial adviser with a passion for helping individuals and families manage their wealth, plan for the future, and protect their financial well-being.

My areas of expertise include wealth and managing investments, pension planning, savings strategies, protection, and general insurance. My goal is to take the complexity out of financial planning and give my clients clarity and peace of mind. I help clients grow and protect their assets. I create personalised investment strategies that align with each client’s risk tolerance, time horizon, and financial goals. Whether a client is looking to build wealth over time or preserve their capital, I work diligently to ensure their investment portfolios are tailored to meet their needs.

My approach is rooted in sound analysis and a deep understanding of market trends, which enables me to guide clients through both favourable and challenging economic conditions. Pension planning is another key area of my practice. I understand how important it is for individuals to feel secure about their retirement, so I work closely with my clients to develop strategies that maximize their pension contributions while optimising tax efficiency. Whether they’re just starting out in their careers or approaching retirement, I offer tailored advice to help them achieve a comfortable and worry-free future.

In addition to wealth management and pension planning, I also provide guidance on savings strategies and protection. I help clients build financial safety nets through well-structured savings plans, ensuring they’re prepared for both short and long-term needs.

My expertise in protection strategies, including life insurance, critical illness cover, and general insurance, ensures that my clients and their assets are safeguarded against life’s uncertainties.

Outside of work I enjoy spending time with my family and playing sport-mainly cricket and hockey. The latter I have been fortunate enough to be selected for Wales masters and play indoor and outdoor world cups, travelling as far as Auckland in the process!