Paul Lucas
Financial Planning Consultant, DipPFS, Cert CII in Salisbury
A little bit about Paul
I provide holistic financial advice in Salisbury and the surrounding areas. I love helping clients build and preserve their wealth through tax efficient investments, protection and tax and retirement planning. I currently hold a level 4 in Regulated Financial Planning.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Certificate in Financial Services
- This Level-3 Certificate in Financial Services develops knowledge and understanding of the sector and its activities, key customer needs, solutions and products, and how individuals and organisations work within a regulatory and legislative environment.
Location
Paul Lucas's location
Paul is located in Salisbury, Wiltshire and offers expert financial advice to suit your needs.
More about me
I have been in the industry since 2000 when I joined Friends Provident in Salisbury. Since then, I have gained valuable industry experience in a multitude of roles, including spending time as a Paraplanner within a national advice firm, writing technical client facing reports before I moved into my current role as a Financial Adviser.
I hold the Diploma in Financial Planning, and my aim is to help clients to achieve their goals by providing expert advice in all areas of financial planning including pensions, investments, protection and tax planning. I will always take time to ensure that you receive help and support in a professional, easy to understand manner. I have a passion for providing quality advice and a first-class service, and I hope that you’ll see me as your first point of contact for all your financial planning needs.
I am married with two children and live in Salisbury. In my spare time, I enjoy photography, keeping fit and spending time with friends and family.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.