Financial Adviser DipPFS in Annesley
The best financial advice starts with understanding what matters most to you. My role is to simplify the complex, help you make confident decisions and build a plan tailored to your goals.
After 18 years in the Royal Navy, I bring a structured, disciplined approach to managing risk and planning ahead. Today, I help individuals, families and business owners grow and protect their wealth, plan for retirement and make clear, informed financial decisions.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Home contents insurance, buildings insurance.
Annesley
Nottingham
United Kingdom
Nick is located in Annesley and offers expert financial advice to suit your needs.
I first became interested in financial advice after helping a colleague with their finances whilst serving in the Navy. Seeing the difference it made — and the weight it lifted — made me think how valuable good advice can be. I don’t believe financial advice should feel formal or transactional. It should be a conversation — understanding what matters to you, what you’re working towards and what concerns you might have — then building a plan around that.
Financial planning is about more than just investments. Life events such as illness, injury or loss can have a huge impact and having the right plans in place means you can focus on what really matters, without added financial stress. I also understand that finance is something many people put off as it can feel complex or overwhelming. My role is to simplify things, give you clarity and help you feel in control of your finances.
How I work
I follow a clear, structured process:
I’m happy to work remotely, but I also value face-to-face meetings where possible.
Alongside my time in the Royal Navy (now continuing as a reservist), I’ve also worked as a self-employed property developer, bringing practical, real-world experience of managing risk, cashflow and long-term financial decisions.
Family is a big driver for me. Outside of work, I spend my time with my wife and young daughter whether that’s days out or enjoying the countryside with our ‘lively’ Cocker Spaniel. I’m also a keen hockey player and enjoy watching rugby.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 14 May 2026.
