Nicholas Allen
Financial Planner, ACSI in Kent
A little bit about Nicholas
I am a financial planner who specialises in providing tailored protection, retirement planning, savings and investments for all of my clients. Previously, I have spent a lot of time abroad, coaching the next generation of cricket stars and also running a successful restaurant abroad. I live in Folkestone but also have strong links with France and thus take a great interest in those wishing to become expats in the future.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Qualifications
Diploma in Investment Advice
- The Diploma in Investment Advice provides a sound grounding in UK financial services and consumer relationships, including exchange traded futures and options and financial protection.
More about me
I am a qualified financial planner and member of the Chartered Institute for Securities and Investment. I also hold a Law degree.
Outside of work, I remain active by playing cricket weekly for my local club and whenever time permits, visiting my father in France and helping him with the running and continued growth of our campsite – call it my own retirement planning! I have an outdoor passion to be more sustainable. Thus, in the next year, in addition to already having chickens and a vegetable garden, I will be expanding my efforts by cultivating mushrooms and having bees. I also love to read (constantly updating my Goodreads), and regularly going to the theatre - in spite of possessing zero artistic talent myself.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.