Nathan Edwards

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

I became a financial advisor because I genuinely enjoy helping people feel more confident and in control of their financial future. My background as a teacher taught me the value of patience, clarity, and explaining complicated topics in a way anyone can understand. I bring that same approach to financial planning, focusing on your personal goals, motivations, and aspirations rather than just numbers on a page.
I work with individuals, families, and businesses at all stages of their financial journey, from building wealth and protecting assets to planning for major life events. I aim to make the process simple, clear, and supportive, so you feel informed and empowered to make decisions that reflect what matters most to you.

Outside of work, I am very family-orientated and love spending time with my wife and two young sons. I am a coach at my local men’s rugby team and enjoy watching a variety of other sports. I enjoy keeping myself active, socialising with friends and travelling to new places.
I value balance and bring the same care and attentiveness to my personal life as I do to helping my clients.