Financial Planning Consultant, DipPFS
I strongly believe great financial advice starts with understanding your “why.” I support individuals, families, and businesses at every stage of their financial journey, combining technical expertise with empathy and integrity. I make complex financial matters clear and actionable, so you can make confident decisions. I aim to be a trustworthy guide, shaping my advice around what matters most to you, and helping you feel informed, confident, and supported every step of the way.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Home contents insurance, buildings insurance.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
I became a financial advisor because I genuinely enjoy helping people feel more confident and in control of their financial future. My background as a teacher taught me the value of patience, clarity, and explaining complicated topics in a way anyone can understand. I bring that same approach to financial planning, focusing on your personal goals, motivations, and aspirations rather than just numbers on a page.
I work with individuals, families, and businesses at all stages of their financial journey, from building wealth and protecting assets to planning for major life events. I aim to make the process simple, clear, and supportive, so you feel informed and empowered to make decisions that reflect what matters most to you.
Outside of work, I am very family-orientated and love spending time with my wife and two young sons. I am a coach at my local men’s rugby team and enjoy watching a variety of other sports. I enjoy keeping myself active, socialising with friends and travelling to new places.
I value balance and bring the same care and attentiveness to my personal life as I do to helping my clients.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 23 July 2025.
