Nathan Edwards

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

I became a financial advisor because I genuinely enjoy helping people feel more confident and in control of their financial future. My background as a teacher taught me the value of patience, clarity, and explaining complicated topics in a way anyone can understand. I bring that same approach to financial planning, focusing on your personal goals, motivations, and aspirations rather than just numbers on a page.
I work with individuals, families, and businesses at all stages of their financial journey, from building wealth and protecting assets to planning for major life events. I aim to make the process simple, clear, and supportive, so you feel informed and empowered to make decisions that reflect what matters most to you.

Outside of work, I am very family-orientated and love spending time with my wife and two young sons. I am a coach at my local men’s rugby team and enjoy watching a variety of other sports. I enjoy keeping myself active, socialising with friends and travelling to new places.
I value balance and bring the same care and attentiveness to my personal life as I do to helping my clients.