Mike Forrest
Chartered Financial Planning Consultant Chartered FCSI in Edinburgh
A little bit about Mike
As a self-employed, qualified Financial Planner, I deliver tailored, comprehensive financial solutions to meet my clients' unique needs. Before I joined Quilter, I gained extensive expertise in finance as a chartered accountant and chartered tax adviser, with over 20 years of experience in financial leadership, strategic business planning, and tax advisory.
This diverse background enables me to address each client’s specific circumstances and provide the clarity and confidence they need to navigate their financial journey successfully.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Deals
Fixed rate deals, discounted, variable and flexible, capped and/or collared.
General Insurance
Home contents insurance, buildings insurance.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Mortgage
First time buyers, remortgages, buy-to-let.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Dental & Medical
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Qualifications
Diploma in Investment Advice
- The Diploma in Investment Advice provides a sound grounding in UK financial services and consumer relationships, including exchange traded futures and options and financial protection.
Level 6 Advanced Financial Planning Certificate
- The CISI level 6 Certificate in Financial Planning provides a robust foundation in knowledge and skills that develop effective financial understanding and planning.
Chartered Fellow
- The pinnacle of CISI membership. Exclusively for professionals who have demonstrated the highest levels of knowledge and standards of professionalism.
Location
Mike's location
Edinburgh
EH3
United Kingdom
Mike is located in Edinburgh and offers expert financial advice to suit your needs.
More about me
As a self-employed, qualified Financial Planner, I deliver tailored, comprehensive financial solutions to meet my clients' unique needs. Before I joined Quilter, I built a distinguished career as a chartered accountant and chartered tax adviser, with over two decades of experience in financial leadership, strategic business planning, and tax advisory.
My experience spans senior roles in private equity, project finance, and fund and asset management. I have led teams providing financial and asset management services to portfolios exceeding £1 billion, delivering innovative solutions across diverse industries. My diverse background enables me to address each client’s circumstances and provide the clarity and confidence they need to successfully navigate their financial journey.
I am a Fellow of the Chartered Institute of Securities and Investments, holding the Investment Advice Diploma and Certificate in Advanced Financial Planning. I am also a Fellow of ICAEW, CIOT, and CIMA. My academic credentials include a Doctorate in Business Administration from Heriot-Watt University (specialising in tax and strategy), a PgDip from the University of Oxford, Saïd Business School, and an MA (Hons) in Economics from the University of Glasgow.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.