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Matthew Fenton

Financial Planning Consultant DipPFS in Essex

A little bit about Matthew

My name is Matt, and I’m a Financial Adviser based in Chelmsford, primarily serving clients across Essex and London. I take great pride in building strong, lasting relationships with my clients. My goal is to ease the stress that can be associated with financial planning and to help clients achieve both their short- and long-term financial ambitions.

Outside of work, I’m a keen sportsman — I’ll try my hand at most things, but particularly enjoy cricket, football, and, more recently, padel. I’m also recently engaged and enjoy travelling and discovering new restaurants.

Find out more about me below.

Start the conversation

Get in touch to see how I can help you to build a robust plan for your estate.
Contact me today

An adviser’s insight

Graphic for the Estate Planning campaign

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.

General Insurance

Home contents insurance, buildings insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Pensions

Expert advice to help provide comfort in your retirement.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

More about me

I hold a Level 4 Diploma in regulated financial planning and am a well-rounded Financial Adviser with expertise in financial protection, pensions, investment planning, and estate planning. The advice I provide is completely tailored to each client’s personal circumstances and financial goals. I offer consultations either face-to-face or online, depending on the client’s preference.

I live with my fiancée, Lilie, and our two dogs, Betsy and Georgie. We enjoy travelling, exploring new places, and discovering new restaurants. I’m an active member of my local cricket and football clubs and regularly play padel, tennis, and golf.

Testimonials

Client A

I wanted to learn how to invest my money and save better for the future. I opened an ISA account and Matthew guided me on how much to invest each month, taught me the foundations on how to plan my finances and set myself up for a better future.

Client B

I had a recent consultation with Matthew regarding: how I invest my inheritance sum and pension situation etc. I have to say Matthew is very personable, knowledgeable and professional. He gave me sound advice which equipped me with choices on how to invest going forward. I will most definitely use him again very soon.

Client C

I honestly could not recommend Matthew enough. Matt was thorough, clear and had excellent attention to detail. As a young, female professional I was anxious about the prospect of gaining financial advice, however Matthew took his time to break it down, bringing it to life in a way that made it extremely clear for me and relieved any anxieties.

Client D

Provided knowledge and information and I felt that he had listened and noted the information that I had and did provide regarding my call. I had made the appointment through my union, Usdaw, so thought that this would be more of a courtesy appointment and that I would be pushed to make more appointments, but this was not the case. Mathew went through the questions I had and at no point did I actually feel that I was being pushed for time and towards a certain direction. I have in fact recommended Mathew to a work colleague who is also thinking of taking their pension in the near future and would have no problem recommending Mathew and his firm to my family members. If in the future I require further assistance I would have no hesitation in using his services.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.