Financial Planning Consultant DipPFS in Essex
My name is Matt, and I’m a Financial Adviser based in Chelmsford, primarily serving clients across Essex and London. I take great pride in building strong, lasting relationships with my clients. My goal is to ease the stress that can be associated with financial planning and to help clients achieve both their short- and long-term financial ambitions.
Outside of work, I’m a keen sportsman — I’ll try my hand at most things, but particularly enjoy cricket, football, and, more recently, padel. I’m also recently engaged and enjoy travelling and discovering new restaurants.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Home contents insurance, buildings insurance.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Expert advice to help provide comfort in your retirement.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
I hold a Level 4 Diploma in regulated financial planning and am a well-rounded Financial Adviser with expertise in financial protection, pensions, investment planning, and estate planning. The advice I provide is completely tailored to each client’s personal circumstances and financial goals. I offer consultations either face-to-face or online, depending on the client’s preference.
I live with my fiancée, Lilie, and our two dogs, Betsy and Georgie. We enjoy travelling, exploring new places, and discovering new restaurants. I’m an active member of my local cricket and football clubs and regularly play padel, tennis, and golf.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
