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Matthew Bowen

Financial Adviser ACSI in Sussex

A little bit about Matthew

As a Financial Conduct Authority registered adviser and a member of the Chartered Institute for Securities and Investments, I see how most people’s money could be doing more than they think, they’re just not aware of it. The first people I ever helped were my parents, and seeing how much it changed their financial outlook is what got me into this. Today, I do this so my clients have more money available to them, more time to enjoy it, and less stress around their finances.

My financial planning style is influenced by my background in engineering and project management at one of the world’s most reputable automotive manufacturers. I spent years simplifying complex engineering topics into clear, practical language, and that’s exactly how I approach finance. I focus on building plans that are structured properly, easy to understand, and tailored to you, so you can achieve your goals in a way you’re comfortable with.

I help you understand where you are now, what you want to achieve, and whether what you’re currently doing will get you there. From there, we put a clear plan in place, using what you have in the most effective way and giving you access to high-quality products where appropriate. As things change, we adapt the plan so you stay on track.

I live in Sussex but service clients up and down the country.

Find out more about me below.

Start the conversation

Let’s work together to see how professional financial advice could benefit you.
Contact me today

Understanding the Autumn Budget

Changes announced in the Autumn Budget could have an impact on your finances, both now and in the years ahead.

Our guide explains the key announcements and provides a useful overview of the changes you may want to consider as part of your financial planning.

For help understanding how the Autumn Budget could impact you, get in touch with me today.

Download now

Money needs a plan. Here’s where to start

Money doesn’t make decisions on its own. Left sitting in cash, it quietly loses value. That’s why money needs a plan. It’s not about being wealthy or knowing all the answers – it’s about giving your money direction. And in the UK, many people miss out simply because they don’t take that first step.

  • Most people in the UK save sporadically or leave money sitting in cash – missing out on growth.
  • Planning gives peace of mind. It turns uncertainty into clarity.
  • The earlier you start, the more powerful the impact – but it’s never too late.
  • Quilter’s purpose is to help build brighter financial futures. That starts with a plan.
  • Investing always carries risk. Investing can help your money grow over time, but the value of investments can go down as well as up.

Making your money work for you

Why investing matters

  • Lazy money loses value over time – inflation chips away at it.
  • Investing little and often helps your money grow without needing to be an expert.
  • A plan helps you stay focused and avoid reactive decisions.

Inflation and ‘lazy money’

  • Inflation quietly erodes the value of your savings.
  • £10,000 in cash today could be worth significantly less in 10 years.
  • Investing helps protect your money from inflation and grow it over time.
Ready to build your plan? Contact me using the details above.

Approver Quilter Financial Services Limited. October 2026.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Diploma in Investment Advice

  • The Diploma in Investment Advice provides a sound grounding in UK financial services and consumer relationships, including exchange traded futures and options and financial protection.

I’ve always been a keen sports person and it’s played a big part in my life, although these days that’s moved more towards the gym and keeping myself fit. I grew up in Sussex and still live here today, while working with clients across the country. My areas of expertise include helping you build wealth, plan for retirement, create generational wealth and protect what matters most to you. With so much information now available around finance, it can feel overwhelming, and what I aim to provide is a single point of truth, someone you can rely on to take the pressure of managing your finances, so you can focus on what matters most to you.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 26 May 2026.