Liam Cloughton

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

My career has been focused on the Financial Services sector for nearly two decades. For the majority of the time building strategic relationships in the financial service sector. This has helped me focus on delivering personalised advice that helps clients make informed decisions and reach both their financial and personal goals.

Outside of work, I’m a husband, a father, and a proud family man. I enjoy discovering new foods, family days out, experimenting with nutrition, and diving into podcasts that spark curiosity and fresh ideas.

Everyone is different, and that’s something I value. If you’re neurodiverse, I get it, just let me know. I'm always happy to tailor meetings and communication styles so you feel fully supported, comfortable, and understood.