Skip to main content
Search

Liam Cloughton

Financial Adviser DipPFS in London

A little bit about Liam

As a diploma-qualified financial planning consultant, I help individuals, families, and small business owners make confident decisions about their financial future. I provide personalised advice on wealth planning and financial protection, supporting clients through life’s key milestones. From retirement and investment planning to business and personal protection, I focus on clear, practical, tax-efficient solutions. Based in Buckhurst Hill, I offer flexible meetings in person, by phone, or virtually, providing guidance that is personal, reassuring, and tailored to your needs.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how I can help you with windfalls and lump sums.
Contact me today

An adviser’s insight

If it’s time for financial advice, I can help you

Graphic of elderly couple passing wealth to their relatives

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited. April 2026.

Services

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

General Insurance

Home contents insurance, buildings insurance.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Liam's location

Buckhurst Hill
Essex
IG9
United Kingdom

Liam is located in Buckhurst Hill and offers expert financial advice covering the Essex and London area.

More about me

My career has been focused on the Financial Services sector for nearly two decades, with the majority of that time spent building strategic relationships. This experience has helped me focus on delivering personalised advice that supports clients in making informed decisions and achieving both their financial and personal goals.

I work closely with my clients to support them with:

Protecting you and your loved ones financially
Planning for a comfortable and secure retirement
Reviewing savings and long‑term financial investments
Supporting estate and legacy planning

Outside of work, I’m a husband, a father, and a proud family man. I enjoy discovering new foods, family days out, experimenting with nutrition, and diving into podcasts that spark curiosity and fresh ideas.

Everyone is different, and that’s something I value. If there’s anything that would help you feel more comfortable or supported, just let me know - I’m always happy to tailor meetings and communication styles so you feel fully understood.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 April 2026.