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Liam Cloughton

Financial Planning Consultant DipPFS in Buckhurst Hill

A little bit about Liam

I take pride in helping my clients navigate their wealth planning and protection needs. I support my clients through all of life’s milestones, with personalised advice that fits their lives. For me, it’s not just a numbers game - it’s about helping you feel confident, secure, and free to focus on enjoying life.

I work in London and Buckhurst Hill and I’m easy to reach. Whether you prefer a face-to-face chat, a phone call, or a virtual meeting all with a cuppa in hand.

Find out more about me below.

Start the conversation

Speak to me if you’re interested in preparing for tax year end, or just want advice on making your money go further.
Contact me today

Graphic showing an alarm clock in front of a calendar and a pile of coins

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities.

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review or a cashflow modelling session to understand your financial position better.

Approver Quilter Financial Services Limited. November 2025.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Liam's location

Buckhurst Hill
Essex
IG9
United Kingdom

Liam is located in Buckhurst Hill and offers expert financial advice covering the Essex and London area.

My career has been focused on the Financial Services sector for nearly two decades. For the majority of the time building strategic relationships in the financial service sector. This has helped me focus on delivering personalised advice that helps clients make informed decisions and reach both their financial and personal goals.

Outside of work, I’m a husband, a father, and a proud family man. I enjoy discovering new foods, family days out, experimenting with nutrition, and diving into podcasts that spark curiosity and fresh ideas.

Everyone is different, and that’s something I value. If you’re neurodiverse, I get it, just let me know. I'm always happy to tailor meetings and communication styles so you feel fully supported, comfortable, and understood.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 13 January 2026.