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Liam Cloughton

Financial Adviser DipPFS in London

A little bit about Liam

I take pride in helping my clients navigate their wealth planning and protection needs. I support my clients through all of life’s milestones, with personalised advice that fits their lives. For me, it’s not just a numbers game - it’s about helping you feel confident, secure, and free to focus on enjoying life.

I work in London and Buckhurst Hill and I’m easy to reach. Whether you prefer a face-to-face chat, a phone call, or a virtual meeting all with a cuppa in hand.

Find out more about me below.

Start the conversation

Speak to me if you’d like to give your finances a spring clean or are thinking about freshening up your long-term plans.
Contact me today

An adviser’s insight

Enjoy the feel-good factor of a financial spring clean

Graphic of people cleaning a piggy bank

With the start of a new tax year, now is a great moment to take a little bit of time to get your finances in order and look ahead to the next 12 months and beyond.

I can help you take a fresh look at your finances and put a plan in place to help your money work hard for you over the next year. This can include ensuring that you’re maximising your new tax-free savings and gifting allowances.  

We can also consider any important updates to your circumstances, such as a pay rise or promotion, or changes to your family. 

Now is also a good time to review your longer-term goals and check in on your retirement savings. A cashflow model is an excellent way to do this as it can help to show how on track you are, if you need to make any adjustments, and the positive impact that even a few small changes made today can have on your finances over the long term. 

Click on the contact me today button at the top of my profile to discuss how I can help you.

Services

General Insurance

Home contents insurance, buildings insurance.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Liam's location

Buckhurst Hill
Essex
IG9
United Kingdom

Liam is located in Buckhurst Hill and offers expert financial advice covering the Essex and London area.

More about me

My career has been focused on the Financial Services sector for nearly two decades, with the majority of that time spent building strategic relationships. This experience has helped me focus on delivering personalised advice that supports clients in making informed decisions and achieving both their financial and personal goals.

I work closely with my clients to support them with:

Protecting you and your loved ones financially
Planning for a comfortable and secure retirement
Reviewing savings and long‑term financial investments
Supporting estate and legacy planning

Outside of work, I’m a husband, a father, and a proud family man. I enjoy discovering new foods, family days out, experimenting with nutrition, and diving into podcasts that spark curiosity and fresh ideas.

Everyone is different, and that’s something I value. If there’s anything that would help you feel more comfortable or supported, just let me know - I’m always happy to tailor meetings and communication styles so you feel fully understood.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 April 2026.