Financial Adviser DipPFS in Belfast
I help professionals, business owners and self-employed clients bring clarity and structure to their finances.
I’m a Financial Adviser based in Northern Ireland and began my career helping people understand their defined benefit and defined contribution pension options at important decision points.
Today, I help clients make confident decisions about their pensions, income and long-term plans - so they can feel more in control of their financial future.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Belfast
County Antrim
Northern Ireland
James is located in Belfast and offers expert financial advice to suit your needs.
I’ve worked in financial services since 2017, starting in pensions roles where I helped individuals understand their defined benefit and defined contribution options at retirement, alongside supporting the ongoing review of large workplace pension schemes.
That experience showed me how overwhelming financial decisions can feel without clear guidance and practical support.
Today, I work with professionals, business owners and self-employed clients to help them feel more organised, confident and in control of their financial future. I take a modern and personal approach to financial planning, using tools such as cashflow modelling to help bring plans to life and make future goals feel clearer and more achievable.
Creating an open and comfortable environment is also important to me. I’m passionate about supporting clients from all backgrounds, particularly the LGBTQ+ community, and making financial advice feel accessible, inclusive and free from unnecessary jargon.
Outside of work, I enjoy keeping active through CrossFit, trying new food spots and long walks with my partner and our St Bernard, Margot.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 15 May 2026.
