Financial Planning Consultant DipPFS in Montrose
With over 10 years of accounting experience, numbers have always been a second nature to me, whether that be working in an accounting firm, controlling the finances in a 7 figure turnover business or being self employed, it's always been something I've enjoyed and thrived at. Using this experience, I love to help people get on track to achieve their goals and plans for the future.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Montrose
Angus
Scotland
United Kingdom
Greg is located in Montrose and offers expert financial advice to suit your needs.
With over a decade of experience in accountancy, including five years as a director of a 7-figure motor trade business, I bring a wealth of financial expertise and a strong customer-focused background to my role as a financial planning consultant. My work has always been driven by a passion for helping individuals and families achieve long-term financial stability and wealth growth. Specialising in investment planning, retirement planning, and insurance products—including private medical coverage—I focus on guiding individuals and families with young children through key financial decisions. I take pride in my honest and direct approach, working to demystify financial concepts and empower my clients to make informed decisions with confidence.
My extensive background in accountancy equips me to analyse complex financial situations and develop tailored strategies that align with my clients' goals. Whether it’s securing a comfortable retirement, protecting loved ones through insurance, or growing wealth through investments, I aim to provide solutions that not only meet immediate needs but also build a secure financial future. Education is a cornerstone of my philosophy. I believe that clients should feel informed and confident about their financial journey. I take the time to explain strategies and options, ensuring that my clients fully understand the choices they make and their long-term impact. Helping people achieve their financial aspirations is more than a career for me; it's a deeply fulfilling mission. By combining my expertise, practical experience, and a genuine commitment to client success, I strive to put every client in a better financial position.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
