Greg Inglis

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

With over a decade of experience in accountancy, including five years as a director of a 7-figure motor trade business, I bring a wealth of financial expertise and a strong customer-focused background to my role as a financial planning consultant. My work has always been driven by a passion for helping individuals and families achieve long-term financial stability and wealth growth. Specialising in investment planning, retirement planning, and insurance products—including private medical coverage—I focus on guiding individuals and families with young children through key financial decisions. I take pride in my honest and direct approach, working to demystify financial concepts and empower my clients to make informed decisions with confidence.

My extensive background in accountancy equips me to analyse complex financial situations and develop tailored strategies that align with my clients' goals. Whether it’s securing a comfortable retirement, protecting loved ones through insurance, or growing wealth through investments, I aim to provide solutions that not only meet immediate needs but also build a secure financial future. Education is a cornerstone of my philosophy. I believe that clients should feel informed and confident about their financial journey. I take the time to explain strategies and options, ensuring that my clients fully understand the choices they make and their long-term impact. Helping people achieve their financial aspirations is more than a career for me; it's a deeply fulfilling mission. By combining my expertise, practical experience, and a genuine commitment to client success, I strive to put every client in a better financial position.