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Emmanuel Alalade

Financial Planning Consultant DipPFS in Essex

A little bit about Emmanuel

I’m Emmanuel Alalade (DipPFS, MSc Finance), a Financial Planning Consultant providing holistic, expert advice across the UK. I help individuals and families with an aim to grow wealth, plan for retirement, protect what matters, and look to turn financial goals into real results. With a solid background in risk, credit, and compliance, I deliver clear, tailored advice you can trust. Outside work, I love walking trails, wall climbing, rugby, and exploring global cuisines.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today

Graphic of a man relaxing on the beach next to a pile of coins

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Deals

Fixed rate deals, discounted, variable and flexible, capped and/or collared.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.

General Insurance

Home contents insurance, buildings insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Pensions

Expert advice to help provide comfort in your retirement.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Emmanuel's location

Essex
United Kingdom

Emmanuel is located in Essex and offers expert financial advice covering the Essex and Greater London area.

Emmanuel Alalade - Financial Planning Consultant (DipPFS, MSc. Finance). Since 2010, I have delivered expert financial planning across the UK and globally, bringing a unique blend of strategic financial planning, cultural insight, and client-focused service. My passion lies in helping individuals and families with an aim to turn financial goals into real-life outcomes - whether it's building wealth, planning for retirement, or protecting what matters most. My strong foundation in financial services in risk, credit & compliance, coupled with my hands-on experience, allows me to offer clear, personalised advice that cuts through the noise and delivers real value.

From financial protection to wealth management, my approach is always tailored, transparent, and built on trust with my client’s needs at the centre. My mission? To help you live well today while securing a prosperous tomorrow. When not working, I enjoy exploring walking trails, wall-climbing and rugby. I also enjoy developing my cooking skills alongside exploring various global cuisines.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.