Emmanuel Alalade

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

Emmanuel Alalade - Financial Planning Consultant (DipPFS, MSc. Finance). Since 2010, I have delivered expert financial planning across the UK and globally, bringing a unique blend of strategic financial planning, cultural insight, and client-focused service. My passion lies in helping individuals and families with an aim to turn financial goals into real-life outcomes - whether it's building wealth, planning for retirement, or protecting what matters most. My strong foundation in financial services in risk, credit & compliance, coupled with my hands-on experience, allows me to offer clear, personalised advice that cuts through the noise and delivers real value.

From financial protection to wealth management, my approach is always tailored, transparent, and built on trust with my client’s needs at the centre. My mission? To help you live well today while securing a prosperous tomorrow. When not working, I enjoy exploring walking trails, wall-climbing and rugby. I also enjoy developing my cooking skills alongside exploring various global cuisines.