Cheryl Littler

If it’s time for financial advice, I can help you

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited. April 2026.

I am a Financial Planning Consultant with a Level 4 Diploma in Regulated Financial Planning, and I am also a Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW), having previously worked as an accountant. This background gives me a strong understanding of personal and business finances, and I use this experience to help clients make decisions that feel clear, manageable and aligned with their goals.

My approach to advice is simple: avoid jargon, keep things straightforward, and focus on what really matters to you. As your adviser, my role is to make the process feel easy and supportive, not overwhelming. I am especially passionate about cashflow planning, because it helps clients see their financial future in a clear, visual way. It turns long term decisions into something real and understandable, helping you feel confident about the steps ahead. I also care deeply about financial education, ensuring you always understand your choices and feel empowered rather than unsure.

When we work together, you can expect a friendly, down to earth experience where your goals come first. I will always explain things in a way that feels accessible and relevant, helping you picture the benefits and make decisions with confidence.

Whether you are planning for retirement, navigating investments, reviewing protection needs, or simply wanting to get organised and take control of your finances, my goal is always the same: to provide clear, practical, and supportive advice that genuinely improves their financial wellbeing. I can also provide stand alone or more integrated advice about mortgages, whether it is your first home, upgrading, or downsizing.

Outside of work, I enjoy spending time with my family and being part of the local Medway community, including a governor at my children’s primary school.

If you are looking for an adviser who values transparency, long term relationships, and empowering clients through knowledge, I would be delighted to help.