Callum Young
Financial Planning Consultant DipPFS in Horsham
A little bit about Callum
I have over 5 years of experience within financial services. As a qualified and registered Financial Planning Consultant, my goal is to help individuals and business owners secure their financial futures. I specialise in retirement planning, investment management, financial protection, and estate planning. By taking the time to understand what truly matters to you, I develop bespoke financial strategies that align with your aspirations, whether that’s securing a comfortable retirement, growing your wealth, or protecting what matters most. My approach is comprehensive, considering your unique circumstances, risk appetite, and long-term objectives to build a robust financial plan. I provide ongoing support and regular reviews, ensuring your plan remains flexible and adapts to life’s changes.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Pensions
Expert advice to help provide comfort in your retirement.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
General Insurance
Home contents insurance, buildings insurance.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Location
Callum's location
Horsham
West Sussex
United Kingdom
Callum lives in Horsham and splits his time advising clients locally, as well as in the Senator House office in the City of London. Callum offers expert financial advice to suit your needs.
More about me
I provide clear, professional guidance to help you navigate financial decisions with confidence. As a committed member of the Personal Finance Society, I stay up to date with industry developments to ensure my advice remains relevant and effective. My goal is to empower you with the knowledge and assurance needed to make informed choices and achieve lasting financial security.
When I’m not helping my clients, you’ll find me on the golf course (most likely searching for my ball in the trees), enjoying long country walks with my family, or watching sports with friends.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.