Financial Adviser DipPFS in Edinburgh
As a qualified Financial Adviser holding the CII Diploma in Regulated Financial Planning (DipPFS), I offer tailored financial advice to help clients achieve their long-term goals with clarity and confidence. Before joining Quilter Financial Advisers, I worked in fund services, gaining experience in financial reporting, pensions accounting, performance measurement, and compliance reporting. I bring this technical expertise into every client relationship, combining a methodical approach with a genuine passion for helping people make informed financial decisions.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Expert advice to help provide comfort in your retirement.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Edinburgh
Scotland
United Kingdom
Angus is located in Edinburgh and offers expert financial advice to suit your needs.
As a qualified Financial Adviser with the CII Diploma in Regulated Financial Planning (DipPFS), I work closely with clients to create bespoke financial plans that align with their goals, values, and life stages. My advice spans areas such as investment planning, pensions, protection, and tax efficiency - all delivered with a focus on building trust and long-term relationships.
Before becoming a financial adviser, I built my career in fund services, where I gained valuable experience working behind the scenes in areas involving pensions and investments. This background gave me a solid understanding of how the financial world works - knowledge I now use to break down complex topics and provide clear, practical advice. I enjoy helping clients feel confident and in control of their finances, no matter their starting point.
Outside of work, I’m passionate about the outdoors and am currently on a personal mission to climb all 282 Munros in Scotland. I also enjoy playing badminton and scuba diving, and I’m a certified Divemaster. I believe that, like any great adventure, successful financial planning starts with a clear map and the right guide.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 07 May 2025.
