Alexandre Andrews

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

For me financial planning is very personal and can take many shapes. I am here to help you through the journey to your financial goals. Whether that be through information or advice, I will endeavour to help you as much as I can .

My goal with regards to my role is to ensure everyone receives quality regulated advice around their pensions and that people benefit as much as possible from the money they have spent their whole lives working for. I have previous experience of sports coaching and helping people set goals and then achieve them.