Financial Planning Consultant DipPFS’ in the Solihull
Having completed the Chartered Insurance Institute’s Level 4 Diploma in Regulated Financial Planning, I am a dedicated financial adviser. With a focus on investment, retirement planning, inheritance tax, and protection for personal and business clients, I bring enthusiasm to financial planning. My approach is built on understanding each client’s unique goals, delivering clear, actionable advice to secure their financial future with confidence. I take pride in simplifying complex financial concepts, ensuring clients feel empowered and informed every step of the way. Outside work, I am a passionate sportsman and avid football fan, I love maintaining a strong commitment to health and fitness through regular gym sessions. I enjoy an active lifestyle, embracing various sports and outdoor activities, alongside a love of music and film.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Solihull
B93
United Kingdom
Alex offers expert financial advice to suit your needs, covering Solihull and surrounding areas.
As a qualified financial adviser holding the Chartered Insurance Institute’s Level 4 Diploma in Regulated Financial Planning, I am deeply committed to helping clients navigate their financial journeys with clarity and confidence. My expertise spans investment planning, retirement strategies, inheritance tax solutions, and protection for both personal and business clients. What drives me is the profound impact that tailored, well-informed financial advice can have on securing a client’s future. The value of professional financial advice lies in its ability to transform complexity into opportunity.
Every client has unique aspirations - whether it’s building wealth, planning for a comfortable retirement, or safeguarding their family’s financial security. My approach begins with listening, ensuring I fully understand your goals, circumstances, and concerns. From there, I craft personalised strategies that are not only actionable but also adaptable to life’s inevitable changes. This bespoke guidance empowers clients to make informed decisions, providing peace of mind that their financial future is in capable hands.
Good financial advice does more than just solve problems - it unlocks potential. By simplifying intricate concepts like tax-efficient investments or pension planning, I help clients feel confident and in control. My role is to demystify the financial landscape, offering clear, jargon-free insights that align with your priorities. Whether it’s optimising your portfolio, mitigating tax liabilities, or ensuring your business is protected, my advice is designed to deliver measurable value, saving you time, reducing stress, and aims to maximise your financial outcomes.
Beyond the office, I’m an enthusiastic sportsman and football fan, with a strong commitment to health and fitness through regular gym sessions. My active lifestyle, fueled by a love for sports, music, and film, keeps me energised and brings a dynamic perspective to my work. Just as I approach my personal passions with dedication, I bring the same enthusiasm to helping clients achieve their financial goals, ensuring every step forward is meaningful and rewarding.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 22 August 2023.
