Alex King

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

As a qualified financial adviser holding the Chartered Insurance Institute’s Level 4 Diploma in Regulated Financial Planning, I am deeply committed to helping clients navigate their financial journeys with clarity and confidence. My expertise spans investment planning, retirement strategies, inheritance tax solutions, and protection for both personal and business clients. What drives me is the profound impact that tailored, well-informed financial advice can have on securing a client’s future. The value of professional financial advice lies in its ability to transform complexity into opportunity.

Every client has unique aspirations - whether it’s building wealth, planning for a comfortable retirement, or safeguarding their family’s financial security. My approach begins with listening, ensuring I fully understand your goals, circumstances, and concerns. From there, I craft personalised strategies that are not only actionable but also adaptable to life’s inevitable changes. This bespoke guidance empowers clients to make informed decisions, providing peace of mind that their financial future is in capable hands.

Good financial advice does more than just solve problems - it unlocks potential. By simplifying intricate concepts like tax-efficient investments or pension planning, I help clients feel confident and in control. My role is to demystify the financial landscape, offering clear, jargon-free insights that align with your priorities. Whether it’s optimising your portfolio, mitigating tax liabilities, or ensuring your business is protected, my advice is designed to deliver measurable value, saving you time, reducing stress, and aims to maximise your financial outcomes.

Beyond the office, I’m an enthusiastic sportsman and football fan, with a strong commitment to health and fitness through regular gym sessions. My active lifestyle, fueled by a love for sports, music, and film, keeps me energised and brings a dynamic perspective to my work. Just as I approach my personal passions with dedication, I bring the same enthusiasm to helping clients achieve their financial goals, ensuring every step forward is meaningful and rewarding.