Alex King

Could you be more financially savvy this tax year?

March, and spring more generally, is often a time for fresh starts. And now your tax allowances are getting one too. The new tax year begins on 6 April, giving you time to plan how you’ll use all those new allowances to your advantage.

Take your ISA allowance. It can be tempting to leave it until the last minute to use it up. But, if you’re able to pay into it at the beginning of the year, you’re potentially getting a whole extra 12 months of time for your savings to grow.

A review right at the start of the tax year, or just before it, can also help us spot if there are any tax incentives you could use throughout the year.

You might be surprised just how many people don’t do this - and miss out on money that’s rightfully theirs. These tax incentives can be things like increasing your pension contributions or charitable giving to help offset your income tax.

I can also draw up a cashflow model to bring this to life. The model allows us to explore and compare different strategies and scenarios, so you can see the difference it will make to your long-term finances and goals.

If you want to find out more about the savvy financial strategies I could help you with this tax year, feel free to get in touch.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.

Tax Planning is not regulated by the Financial Conduct Authority.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. November 2025.

As a qualified financial adviser holding the Chartered Insurance Institute’s Level 4 Diploma in Regulated Financial Planning, I am deeply committed to helping clients navigate their financial journeys with clarity and confidence. My expertise spans investment planning, retirement strategies, inheritance tax solutions, and protection for both personal and business clients. What drives me is the profound impact that tailored, well-informed financial advice can have on securing a client’s future. The value of professional financial advice lies in its ability to transform complexity into opportunity.

Every client has unique aspirations - whether it’s building wealth, planning for a comfortable retirement, or safeguarding their family’s financial security. My approach begins with listening, ensuring I fully understand your goals, circumstances, and concerns. From there, I craft personalised strategies that are not only actionable but also adaptable to life’s inevitable changes. This bespoke guidance empowers clients to make informed decisions, providing peace of mind that their financial future is in capable hands.

Good financial advice does more than just solve problems - it unlocks potential. By simplifying intricate concepts like tax-efficient investments or pension planning, I help clients feel confident and in control. My role is to demystify the financial landscape, offering clear, jargon-free insights that align with your priorities. Whether it’s optimising your portfolio, mitigating tax liabilities, or ensuring your business is protected, my advice is designed to deliver measurable value, saving you time, reducing stress, and aims to maximise your financial outcomes.

Beyond the office, I’m an enthusiastic sportsman and football fan, with a strong commitment to health and fitness through regular gym sessions. My active lifestyle, fueled by a love for sports, music, and film, keeps me energised and brings a dynamic perspective to my work. Just as I approach my personal passions with dedication, I bring the same enthusiasm to helping clients achieve their financial goals, ensuring every step forward is meaningful and rewarding.