Financial Adviser DipPFS in Canterbury
I am a financial planner based in Canterbury, providing trusted, face-to-face and digital financial planning to individuals, families and business owners. Before financial services, I served in the British Army and ran my own successful local locksmith business — experiences that taught me hard work, reliability, and trust. A bone tumour changed my career path, teaching me the value of financial resilience. I now provide straightforward, stress-free advice, backed by Quilter's institutional strength and governance.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Canterbury
Kent
United Kingdom
I'm based in Canterbury, Kent, CT1 1YP and serve the East Kent Area for in-person meetings. However, I'm able to offer advice nationally via remote Microsoft Teams meetings.
"A secure financial future isn't built on complex jargon; it's built on clear structures, trust, and understanding what you're truly working to protect."
Based in Canterbury, I provide trusted, face-to-face and digital financial planning to individuals, families and business owners.
Before transitioning into financial services, I served in the British Army and later ran my own successful local locksmith business. These experiences have taught me the value of hard work, reliability, and trust. A bone tumour changed the direction of my career. Navigating that period taught me first-hand the value of financial resilience, and it's what eventually led me into the financial planning profession.
Whether you are looking to simplify your family's personal wealth, protect your household, or structure your business efficiently, my focus is to provide straightforward, stress-free advice backed by the institutional strength and governance of Quilter.
For Families & Individuals: I work collaboratively with you to bring complete clarity to your household wealth. From consolidating old pensions into one manageable view structuring tax-efficient investment and retirement strategies, we help you plan for your family's current and future lifestyle.
For Business Owners: Having run my own business, I understand the pressures directors face I help you structure business profits in a way that supports your long-term personal financial objectives — extracting corporate profits tax-efficiently, and structuring robust business protection such as Relevant Life and Key Person policies, aligning your business success with your long-term family goals.
Away from financial planning, I live locally with my wife, Mariam, and our dog, Barney.
We love spending time with family and dear friends. When we aren't out walking Barney, we enjoy travel and culture. I am also a passionate scuba diver and regularly explore dive sites both across the UK coast and overseas. I find that navigating a dive requires the same values that I bring to financial planning: teamwork, meticulous planning, calm decision-making, and keeping a very close eye on the environment around you.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
