Our Core Investment Proposition

Active management means your investment manager will have a hands-on approach to looking after your portfolio.

Their role is to pick and choose investments, with the aim of exceeding the fund’s stated benchmark.

Working with a team of analysts and researchers, they’ll track the performance of your portfolio and make any decisions to buy, hold, or sell the assets in it to help you achieve your goals

Actively managed investments tend to cost more but have the capability to achieve greater growth over the long-term.

If you’re happy to let your investments simply track the market or you don’t believe an investment manager can beat the market over time, then passive investing is probably more suitable for you.

Passive investors invest for the long haul. They require a buy-and-hold mentality which means resisting the temptation to react or anticipate changes in the stock market.

Passive investing is a more cost-effective way to invest as this option will simply follow the asset allocation shown in your Risk Profiler, or as close to that asset allocation as we can find in the market.

Put simply, blended portfolios combine the best of both active and passive funds.

If you would like a fund manager to make investment decisions on your behalf but would prefer to pay a lower cost than some of the fully active options, then a blended solution could be right for you.

Blended portfolios achieve a cost saving by limiting investment options or by blending active holdings with passive holdings in the overall portfolio.

Discretionary investment management is where the decision to buy and sell is at the discretion of the portfolio manager.

By delegating these decisions to a qualified expert, you can focus on other things in life knowing your investment is in safe hands.

It also means that you could potentially have access to better investment opportunities which wouldn’t usually be available.