Financial Adviser DipPFS in Horsham
I have over 5 years of experience within financial services. As a qualified and registered Financial Adviser, my goal is to help individuals and business owners secure their financial futures. I specialise in retirement planning, investment management, financial protection, and estate planning. By taking the time to understand what truly matters to you, I develop bespoke financial strategies that align with your aspirations, whether that’s securing a comfortable retirement, growing your wealth, or protecting what matters most. My approach is comprehensive, considering your unique circumstances, risk appetite, and long-term objectives to build a robust financial plan. I provide ongoing support and regular reviews, ensuring your plan remains flexible and adapts to life’s changes.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Expert advice to help provide comfort in your retirement.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Home contents insurance, buildings insurance.
Callum was personable, clear and straightforward.
Very friendly and knowledgeable. Put me at ease. Discussing finances is not easy.
Callum explained terminology well and gave helpful projections & insights.
Great service so far.
Great advice, thank you.
Callum helped by going through all my questions step by step explaining things clearly so I could fully understand. He was extremely friendly and polite and also very knowledgeable when asked questions. So far I am very happy with the overall service.
Horsham
West Sussex
United Kingdom
Callum lives in Horsham and splits his time advising clients locally, as well as in the Senator House office in the City of London. Callum offers expert financial advice to suit your needs.
I provide clear, professional guidance to help you navigate financial decisions with confidence. As a committed member of the Personal Finance Society, I stay up to date with industry developments to ensure my advice remains relevant and effective. My goal is to empower you with the knowledge and assurance needed to make informed choices and achieve lasting financial security.
When I’m not helping my clients, you’ll find me on the golf course (most likely searching for my ball in the trees), enjoying long country walks with my family, or watching sports with friends.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 08 April 2025.
