William Theobald

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

I hold a 2.1 degree in Economics, am a member of the Chartered Institute of Taxation, and have a Diploma in Regulated Financial Planning from the Chartered Insurance Institute. Numbers have always been my strength, but it’s the people behind them who matter most. Applying the principles I’ve developed throughout my career, I help clients achieve financial security, independence, and peace of mind - with advice that’s clear, personal, and built to last.

My approach is simple: I only recommend solutions I’d feel confident offering to my own family. I’m committed to building long-term relationships, grounded in trust, transparency, and genuine care. The financial strategies I provide are tailored to your individual goals, helping you live the life you envision with clarity today and confidence for the future.

In a world where financial literacy is low and social media is full of noise, I’m passionate about guiding people through complex decisions with clarity and care. My aim is to help you make informed choices that reflect your values and life’s purpose. While I’m paid for my services, my motivation comes from a genuine love for this work. Financial planning, for me, is about making a meaningful impact - helping people live fully today while building a secure tomorrow.

I live in South London with my wife, and we’re lucky to have two wonderful children, plus nieces and nephews who keep family life lively. When I’m not running around after my two children, I enjoy travelling, spending time with family and friends, and the occasional trip to the gym. Life’s busy, but full and I know how important that balance is for my clients too.