Noah Badcock

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

I believe that achieving financial freedom, allows us to pursue opportunities that we might otherwise avoid. This belief drives my passion in helping clients achieve their aspirations in life, whatever they may be, giving them the ability to live life on their terms. I look to make a difference by educating but also collaborating and immersing myself in the process to reach their goals.

As a qualified Financial Adviser, accredited by the Chartered Insurance Institute (CII), I also hold a BA (Hons) in Business Management, specialising in Entrepreneurship. I look to create a bespoke financial plans, tailored to each individual, aligned to their unique financial situation and goals. Achieved through methods which include cashflow modelling, tax optimisation, along with ongoing support through regular reviews where we can collaboratively work together, assess our plan relative to your goals and make any amendments to keep you on track to achieve your financial aspirations.

In my free time, I’m an active person and sport mad, which involves playing and watching. Golf and fitness are my big passions. I also have a love for travel, looking to embrace different cultures and foods whenever possible.

Feel free to reach out for a chat and we can explore how working together could benefit you. Whether you want to meet in the comfort of your own home, via video call or on the golf course, the choice is yours!