The Cirilium Portfolios offer you and your clients a risk-targeted, diversified multi-asset investment solution to help achieve their financial goals.
Giving you a choice of portfolios
You and your clients get the choice of:
Three investment styles
Active
A globally diversified, actively managed, solution.
Blend
A globally diversified solution investing in a blend of active and passive strategies.
Passive
A globally diversified, cost-effective solution investing in passive strategies.
Five risk options
Conservative
The Conservative portfolios aim to achieve capital growth over a period of five years or more. The portfolios will target an annualised volatility of between 18% and 42% of the expected annualised volatility of global equities (a reasonable proxy for global equities is the MSCI All Country World Index).
Balanced
The Balanced portfolios aim to achieve capital growth over a period of five years or more. The portfolios will target an annualised volatility of between 35% and 60% of the expected annualised volatility of global equities (a reasonable proxy for global equities is the MSCI All Country World Index).
Moderate
The Moderate portfolios aim to achieve capital growth over a period of five years or more. The portfolios will target an annualised volatility of between 53% and 77% of the expected annualised volatility of global equities (a reasonable proxy for global equities is the MSCI All Country World Index).
Dynamic
The Dynamic portfolios aim to achieve capital growth over a period of five years or more. The portfolios will target an annualised volatility of between 70% and 95% of the expected annualised volatility of global equities (a reasonable proxy for global equities is the MSCI All Country World Index).
Adventurous
The Adventurous portfolios aim to achieve capital growth over a period of five years or more. The portfolios will target an annualised volatility of between 88% and 112% of the expected annualised volatility of global equities (a reasonable proxy for global equities is the MSCI All Country World Index).
Step 1: Choosing a suitable investment style
We have three risk-targeted investment options - Cirilium, Cirilium Blend, and Cirilium Passive. The first decision is selecting one of these, allowing you to recommend options that meet the needs of your clients.
Three options, all built to deliver long-term value
All the portfolios share a common goal: to deliver long-term value for you and your clients.
The portfolios differ in two ways: their management style and what is in their ‘investment toolkit’. Together, these factors determine how we offer you and your clients great value.
| Cirilium Passive | Cirilium Blend | Cirilium | |
| Multi-asset approach | |||
| Strategic asset allocation | ✔ | ✔ | ✔ |
| Tactical asset allocation | ✔ | ✔ | |
| Investment toolkit | |||
| Passive fund and ETFs | ✔ | ✔ | ✔ |
| Active funds | ✔ | ✔ | |
| Investment trusts | ✔ | ||
| Great value | |||
| Fixed ongoing charge | 0.38% | 0.74% | 0.90-1.03% |
Step 2: Choosing an appropriate level of risk
Your second decision is selecting the risk level that best suits the appetite for risk of your client. We manage the portfolios to one of five risk levels by targeting specific volatility ranges.
By targeting specific ranges of volatility, you can be sure the portfolios are managed to the level of risk agreed with your clients.
