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Quilter Investors Cirilium Passive Portfolios

A globally diversified, cost-effective solution investing in passive strategies

The Quilter Investors Cirilium Passive Portfolios provide access to a range of passive investments, across traditional asset classes.

They have been designed to provide you with access to cost-effective, globally diversified investments across traditional asset classes, including equities, fixed income and cash. The Quilter Investors Cirilium Passive range offers five solutions, each targeting a different risk level so that you can be comfortable the investments will remain aligned with their specified risk profile.

Key information

The Quilter Investors Cirilium Passive Portfolios

  • Provide cost-effective globally diversified investments through passive investment strategies across traditional asset classes
  • Use a range of passive investment strategies, including exchange-traded funds, to create diversified portfolios based on the analysis of the risk and return profiles of different asset classes
  • Aim to deliver on long-term growth objectives, through a cost-efficient approach, while accepting potential short-term volatility within specified risk parameters
  • The recommended time horizon for holding any of the portfolios is at least five years

Features and benefits

  • The Quilter Investors investment team use a range of passive investments, including exchange-traded funds and index tracking funds
  • The diversified portfolios are based on the analysis of the risk and return profiles of different asset classes provided by independent actuarial analysis
  • The portfolios are reviewed on a quarterly basis
  • Our relationships and expertise mean we can agree enhanced terms on strategies, that would normally be unavailable to individual investors.

 

 

Ongoing monitoring and oversight

The composition of each portfolio is carefully monitored on an ongoing basis. Should the market environment or the underlying fund manager experience a change in circumstances, the Quilter Investors investment team are ready to make any necessary changes. They adjust the portfolios as needed to ensure your investments remain on track and in line with the targeted risk levels.

In addition, the portfolios are also subject to oversight by Quilter Investors’ Investment Oversight Committee. The committee is comprised of senior personnel who on a quarterly basis, review performance of the portfolios and question the decisions taken by the managers. On a daily basis, the portfolios are assessed in order to monitor liquidity levels, frequency of trades and the number of positions held, against the investment guidelines.

 

The Quilter Investors Cirilium Passive range

Conservative Passive

Our Conservative Passive Portfolio offers broad diversification across the asset classes, with a target volatility range of 3.3% - 6.5%.1

11The volatility range is a target, based on long term actuarial assumptions and the portfolio is managed to stay within this range most of the time. The volatility range is regularly reviewed and may change from time to time due to changes in these assumptions.

Conservative Passive Portfolio

Balanced Passive

Our Balanced Passive Portfolio offers broad diversification across asset classes, with a target volatility range of 6.5% to 9.6%.1

1The volatility range is a target, based on long term actuarial assumptions and the portfolio is managed to stay within this range most of the time. The volatility range is regularly reviewed and may change from time to time due to changes in these assumptions.

Balanced Passive Portfolio

Moderate Passive

Our Moderate Passive Portfolio offers broad diversification across asset classes, with a target volatility range of 9.6% to 12.7%.1

1The volatility range is a target, based on long term actuarial assumptions and the portfolio is managed to stay within this range most of the time. The volatility range is regularly reviewed and may change from time to time due to changes in these assumptions.

Moderate Passive Portfolio

Dynamic Passive

Our Dynamic Passive Portfolio offers broad diversification across asset classes, with a target volatility range of 12.7% to 15.9%.1

11The volatility range is a target, based on long term actuarial assumptions and the portfolio is managed to stay within this range most of the time. The volatility range is regularly reviewed and may change from time to time due to changes in these assumptions.

Dynamic Passive Portfolio

Adventurous Passive

Our Adventurous Passive Portfolio's underlying investments will be well diversified, with a target volatility range of 15.9% to 19%.1

1The volatility range is a target, based on long term actuarial assumptions and the portfolio is managed to stay within this range most of the time. The volatility range is regularly reviewed and may change from time to time due to changes in these assumptions.

Adventurous Passive Portfolio

Related articles

Cirilium Passive Commentary - November 2022

1 minute read

Read the November 2022 update for the Cirilium Passive portfolios.
Published 20 December 2022

Cirilium Passive Commentary - October 2022

1 minute read

Read the October 2022 update for the Cirilium Passive portfolios.
Published 29 November 2022

Cirilium Passive Commentary - August 2022

1 minute read

Read the August 2022 update for the Cirilium Passive portfolios.
Published 29 September 2022

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