Flexible model portfolios

This is version control for your model portfolios. It will make it easier for you to see which client is invested in each model and to keep track of who has recently rebalanced.

How does it work?

Whenever you invest a client in a model portfolio, it automatically links the invested account to your model portfolio. Each time you edit your model portfolio a new version is created and the previous version becomes closed to new investments. All existing accounts invested in the previous version, as well as any instructions for rebalancing, phased investments, or regular payments, will remain the same until you choose to move them to the latest version, putting you in the driving seat.

Select any combination of model portfolios, discretionary managed portfolios, or other assets and hold them within the same account to create a truly tailored investment strategy for your clients.

This option naturally rebalances your model portfolios whenever money flows in or out of a model portfolio. It does this by prioritising purchases in underweight assets and sales of overweight assets, reducing unnecessary trades in future and helping to reduce risk by ensuring your clients' portfolios stay aligned to your original asset allocation.

Now at model portfolio level, rather than client level, automatic rebalancing* is optional and can be set to rebalance:

• On a frequency basis (monthly, quarterly, half yearly, or yearly)
• When an asset breaches a percentage tolerance, which can be specified by you
• Or on a frequency and tolerance basis

*Please note that automatic rebalancing cannot be used in conjunction with adviser model portfolios that contain exchange traded investments.

This enables you to replace individual assets on a one to one basis within a model portfolio, without rebalancing the other assets in the portfolio.

Find out more about our switching options. 

We have enhanced the way our phased investments work to allow you to phase into a model over a period of time, as well as being able to update and rebalance a model and update the phasing instruction online. In addition, you can instruct phased investment over a different time period, for separate contributions being made into the same account.

You can now access a range of 450 exchange traded funds/commodities and 150 investment trusts*, plus you can continue to access more than 1,700 funds, just under 80% of which are available at the best price in the market.

*Please note that automatic rebalancing cannot be used in conjunction with adviser model portfolios that contain exchange traded investments.

The name you give your model portfolio will now be fully visible to your clients, with the name appearing on client valuations, statements and other documentation. This is a good opportunity to reinforce your brand and to highlight the service you are providing. 

If you have not already done so, you should review your existing model portfolio names to ensure you are comfortable with the name that will appear on client documentation.