Financial Planning Consultant DipFA, CeMAP in Biddulph
It's my aim to help business owners and successful professionals across Staffordshire & Cheshire recognise and achieve their financial goals through comprehensive and bespoke financial plans by covering all aspects of Financial Planning, from investments and wealth management to retirement planning and estate planning.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Home contents insurance, buildings insurance.
Biddulph
Stoke-on-Trent
ST8
United Kingdom
Zak is located in Biddulph and offers expert financial advice to suit your needs.
I've worked in financial services since 2022 after leaving the University of Nottingham with an honour’s degree in Finance, Accounting and Management. I've since furthered my knowledge to ensure my clients can always feel confident in the comprehensive advice presented.
I've now completed both the Diploma for Financial Advisers (DipFA) and the Certificate in Mortgage Advice and Practice (CeMAP) qualifications. It's my aim to help business owners and successful professionals across Staffordshire & Cheshire recognise and achieve their financial goals through comprehensive and bespoke financial plans by covering all aspects of Financial Planning, from investments and wealth management to retirement planning and estate planning.
It’s my number one priority to put clients at ease and ensure good outcomes are consistently delivered for my clients in an ever changing and complex landscape. I fully understand that everyone’s individual circumstances differ, so to ensure my clients’ needs can be fully met at all stages of their financial life, I also offer comprehensive advice on mortgage and protection products.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.
