Will Ramirez
Financial Planning Consultant, DipPFS in Lincoln
A little bit about Will
I am a dedicated financial planner with Quilter Financial Advisers, passionate about helping individuals invest wisely, plan for a secure retirement, and safeguard their family's future.
Combining a fresh perspective with a commitment to personalized advice, I collaborate closely with clients to develop and implement financial strategies tailored to their unique goals and circumstances.
Start the conversation
Get in touch if you’d like to discuss how I can help you with windfalls and lump sums.
Contact me today
An adviser’s insight
If it’s time for financial advice, I can help you
Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.
Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.
I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.
I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.
Together, we can put your money to work in a way that helps you feel confident about the future.
Tax treatment varies according to individual circumstances and is subject to change.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. May 2025.
Services
General Insurance
Home contents insurance, buildings insurance.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Testimonials
Lucy
Will has provided us with some really helpful advice across a range of topics and services.
He took the time to listen and understand our goals and approach to finances. His advice was knowledgeable and targeted to our situation. He was patient in answering our questions and explaining some of the concepts.
We both feel much better equipped to make decisions about our finances and have a much better understanding of the range of savings and investment options available to us.
David
Following a change in personal circumstances I wanted to explore my options for financial investments. I had only spoken to, and used a financial adviser once in the past, so it was not something I was particularly knowledgeable or overly comfortable with.
Fortunately, Will was recommended to me. All the way from the introductory meeting, to ascertaining my goals and commitment levels, to presenting a plan - I found Will a breath of fresh air. There was no obligation, even after all the time he had spent putting two plans together for me, he was transparent from the get-go. After agreeing on a plan, he kept me updated right through the application process, explaining the need for due diligence and making sure the plan was the right one for me.
It’s daunting when you’re starting off with a financial commitment, I’m not a high earner or have excess money put aside, but Will managed to help me make an informed and confident decision, that best suited my circumstances.
I imagine you would be in safe hands dealing with Will whatever your level of investment, but I can strongly recommend him if you are in a position like myself, where you are new to it and just want what you do have to work as hard for your future as possible.
Location
Will's location
Lincoln
Lincolnshire
Will offers expert financial advice to suit your needs, covering Lincoln and surrounding areas.
More about me
I began my career working with young adults with disabilities, where I developed patience, empathy, and the ability to connect with people from all walks of life. I then transitioned to teaching mathematics at the secondary school level, honing my skills in communication, problem-solving, and mentoring.
While training as a financial planner, I also completed an electrical course to enhance my DIY skills, reflecting my commitment to lifelong learning. Outside of work, I stay active by running, going to the gym, and playing football, which keep me focused and energized.
Let’s connect—I’d love to help you achieve your financial goals!
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.