Financial Planning Consultant DipPFS in New Milton
I am building a business that serves the clients I was made to help because when people work with me they gain the clarity and confidence to align their finances with the life they truly want to live. Not just a financial plan, a life plan with a financial foundation underneath it. So that the memories that can't be planned for, the ones that quietly become the very best, are never missed for financial reasons.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
A.Denyer - Tristan was extremely professional and thorough. As I have 6 years until retirement we discussed income protection, critical illness cover and funeral cover but Tristan did not pressure at any time to pursue these additional measures. He listened, answered my questions and covered everything in a concise, easy to understand way. I never felt overwhelmed with information and we worked through everything to conclusion comfortably.
I needed help on a decision for my AVC in particular. I found Tristan and asked him for advice on how best to use the benefits that I had. From the very start of the relationship, he has demonstrated a tenacious attitude which meant that he has enabled me to be in an optimum financial position possible. He has worked with true professionalism, and a genuine commitment to helping me and my husband with our plans. As a result I couldn’t be more satisfied. I would highly recommend his services to anyone in need of financial advice. Tristan, thank you once again for your help!
I wanted to express my sincere appreciation for the exceptional service Tristan has provided in managing my financial planning. Your expertise in restructuring my pension and investment arrangements has given me peace of mind. Your professional approach and clear communication made navigating the complexities straightforward and reassuring. You understood that retirement isn't just about having enough money—it's about having the freedom to pursue my passions.
Tristan has totally resolved all my upcoming and future pension advice, investment and what is best for me.
Tristan went above and beyond my expectations, from the moment I contacted him he was very upfront about the process and what it would involve. He helped me navigate through all the necessary paperwork between providers with patience and expertise and didn’t charge for the initial consultation. Honesty and professionalism really stood out. I wouldn’t hesitate to work with him again or refer family and friends.
I recently had the pleasure of working with Tristan Borkowski during the process of exploring mortgage options for a new home, and I couldn’t be more satisfied. From the very beginning, he demonstrated exceptional professionalism, deep industry knowledge, and a genuine commitment to helping me find the best mortgage option. He took the time to understand my financial situation and goals, patiently answered all my questions, and guided me through every step of the process. He provided clear explanations of the various options available and never pressured me into making decisions. The entire process was smooth and stress-free, thanks to Tristan’s expertise and attentive service. I would highly recommend his services to anyone in need of financial advice. Tristan, thanks once again for your help!
After attending one of Tristan's workplace education seminars at my company, I realised I needed to have a more in-depth conversation about mine and my husband’s financial situation. Tristan was supportive throughout, he gently guided us through complex questions and decision making, taking time to answer all our questions. This empowered both of us to move forward and create a plan for our long-term financial future. I now feel financially organised for the first time in years, and the peace of mind that brings is invaluable. I trust Tristan completely to have my best interests at heart and I would certainly recommend him to others in the same situation.
Given my past experiences I was quite cynical about financial advisers. Tristan though, with, I felt, his approach being centred around my needs, has dispelled that cynicism. Tristan took the time needed to help me understand the various aspects surrounding my finances, he couldn't have been more helpful. Tristan welcomed my queries no matter how trivial and treated our interactions with the utmost professionalism. Not once did I feel inept or, more importantly, feel as though I was being pressurised or pushed towards outcomes I didn't need. Thanks to Tristan my finances will now have a proper structure to them and I'm looking forward to seeing how everything will pan out in the months and years ahead.
Tristan, presented as highly professional. More importantly he was thoughtful, knowledgeable and personable. He quickly identified that my circumstances were not something he could assist with formally. However, rather than end the call, he provided some very useful general advice which I found most helpful. I think Tristan must be an asset to his business and undoubtedly provides first class, friendly, service to his clients.
It was a pleasure to obtain some excellent, precise advice from Tristan in relation to managing my pensions of which I have several different accounts accrued over my working career thus far. It’s an area I have always been unsure on but am now very clear with what my next steps are and would have no hesitation in recommending Tristan's services to anyone. In addition, Tristan was able and willing to provide some other support in relation to other financial and important life matters and I will continue to liaise with him on matters for years to come.
It's reassuring to know that I can contact him anytime for any kind of financial advice. He has reviewed my current situation, which is not perfect due to a few changes in circumstances. I am hoping to be able to reverse some of those changes, but I know that Tristan will help me if my current plans do not work. I've come to think of him as something of a friend.
New Milton
Hampshire
United Kingdom
I am located in my home town of New Milton and serve in the New Forest and surrounding areas.
Based in the New Forest, I help people plan their desired lifestyle by understanding their priorities and the financial future they want to achieve.
Here is how we work through it together:
Outside of my professional life, walks and bike rides in the New Forest keep me active, along with volunteering with youth charities and a recent venture in public speaking.
Thank you for reading and hope we can work together.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 29 May 2026.
